Please read the following Terms and Conditions carefully before using the Live and Dream Website. By accessing or using the website, you agree to be bound by these Terms and Conditions. If you do not agree to abide by these terms, please refrain from using the website.

Definitions
a. "Website" refers to the Live and Dream  Website.
b. "User," "You," or "Your" refers to any individual or entity using or accessing the website.
c. "We," "Us," or "Our" refers to the Live and Dream  Website operators.

Use of the Website
a. The website is intended for individuals aged 18 years or older. If you are under 18, you must use the website under the supervision of a parent or legal guardian.
b. You agree to use the website for lawful purposes and in compliance with all applicable laws and regulations.
c. You will not engage in any activity that may disrupt the functionality of the website or interfere with other users' ability to use the website.
d. Any user-generated content submitted to the website must comply with applicable laws and not infringe on the rights of any third party.

Live and Dream Campaigns
a. The Live and Dream  Website allows users to create campaigns for poor, charitable, or other purposes.
b. Campaign creators are responsible for the accuracy of the information provided in their campaigns and must not engage in fraudulent or misleading practices.
c. Users who donate to campaigns must ensure that they are legally allowed to make such donations and that they understand the purpose of the campaign.

Donations
a. All donations made through the website are voluntary contributions and are non-refundable.
b. The website may deduct processing fees from donations to cover transaction costs.
c. We are not responsible for the use or allocation of funds by campaign creators.

Intellectual Property
a. All content on the Live and Dream  Website, including but not limited to text, graphics, logos, images, and software, is protected by copyright and other intellectual property laws.
b. Users may not reproduce, modify, distribute, or otherwise use any content from the website without obtaining prior written permission from the website operators.

Privacy Policy
a. Your privacy is essential to us. Please refer to our Privacy Policy for information on how we collect, use, and protect your personal data.

Limitation of Liability
a. The Live and Dream  Website and its operators shall not be liable for any direct, indirect, incidental, or consequential damages arising from your use of the website or inability to access it.
b. We do not guarantee the accuracy, completeness, or reliability of any content on the website.

Modifications to Terms and Conditions
a. We reserve the right to modify these Terms and Conditions at any time without prior notice.
b. Your continued use of the website after the changes are posted will constitute your acceptance of the modified terms.

Governing Law
a. These Terms and Conditions shall be governed by and construed in accordance with the laws of [Your Country/State], without regard to its conflict of law principles.

Contact Information
a. If you have any questions or concerns about these Terms and Conditions or the Live and Dream Website, please contact us at [email address].

By using the Live and Dream  Website, you acknowledge that you have read, understood, and agreed to these Terms and Conditions.